How To Manage Healthcare Expenses During A Personal Injury Claim In Missouri
In this article, you can discover…
- How to pay for medical care during a personal injury claim.
- Which documentation is vital to your case.
- How to navigate payments with no or minimal insurance.
How Can I Pay For Medical Care While I Wait For A Personal Injury Claim To Resolve?
The most common way to pay for medical care is through a “contingent fee agreement.” This allows your attorney to set you up with a physician with whom they have an agreement that the doctor will be paid after you’ve settled your case.
Other medical bills incurred prior to meeting with your attorney can be paid on a lien basis. This works similarly, allowing doctors to collect their fees after your settlement is collected.
Our law office works with you to ensure that your medical bills are not excessive and are tied only to the quality care you need in relation to your injury. This helps you stay within a reasonable amount and allows you to move forward without financial debt.
What Options Do I Have For Medical Treatment If I Don’t Have Healthcare?
This depends on the extensive nature of your injuries. Without health insurance, some doctors will only provide care to a certain extent, so finding a doctor willing to treat patients without insurance is important.
Your attorney will know of doctors and public services that can help provide essential care, even if you’re uninsured. You may also wish to explore options offered under the Affordable Care Act that generally cost less than traditional insurance.
What Documentation Is Crucial To Get If I Have Limited Medical Visits?
Be sure to have medical reports from the emergency room. Your attorney can also connect you with specialists who treat extensive injuries, and medical records from that treatment will be needed, too.
If a police report was filed at the scene of an accident, obtain this document. The police report can help determine fault and allow you and your attorney a better sense of how to proceed with the case.
What Are Some Strategies To Ensure Full Compensation With Minimal Healthcare Records?
Having an attorney who sees you as a person and is willing to fight hard for everything you’re owed is crucial. Insurance companies tend to see our clients as numbers, and they hope to pay out the smallest amount possible.
A veteran personal injury lawyer will have a strong sense of past jury verdicts and a deep understanding of the implications of your medical records and injuries. This helps your attorney understand how to work with your injuries, your circumstances, and the jury you’ll be facing in a given jurisdiction.
A successful personal injury case needs the best documentation possible to help your attorney communicate the full extent of your injury and possible long-term effects for months or years to come.
Your attorney can present all of this information clearly and expressly to an insurance company. And if they’re not offering a fair amount for your injuries, your attorney can take the case before a jury.
Can You Tell Me About A Time When You Were Able To Assist A Client Who Didn’t Have Healthcare?
Many of our clients don’t have healthcare, so this is a situation we’re familiar with. We work with insurance companies, as Missouri law requires insurance companies to pay a certain amount of an injured party’s medical bills, up to $5,000. This can help our clients get some relief from bills.
We also help ensure our clients get quality care by connecting them with trusted doctors who are willing to take payments on a lien basis. We’re also honest with our clients about the likelihood of winning a case; moving forward with a case that’s not likely to be won will simply burden the client with unnecessary bills.
We work hard to assist our clients at each step of review, negotiation, and trial, getting them the resources, medical care, and answers that they need, even if without health insurance.
How Does It Feel To Find A Positive Outcome For Your Client Under Such Challenging Circumstances?
It always feels good to be a person who understands another person’s needs. That value doesn’t come with a title or even a law degree. It’s just being a person that understands that another person is in need of your services and it makes you feel good that you can be of help.
I hope my clients appreciate the help I give them. Most of my clients do, but if they don’t, they’re still helped by me and that makes me feel good.
For more information on How To Manage Healthcare Expenses During A Personal Injury Claim In Missouri, an initial consultation is your next best step. Get the information and legal answers you are seeking by calling (314) 786-3536 today.